Contractor Mortgages - The Mortgage Squad

How much could you borrow?

Helping contractors like you get the mortgage you deserve.

Advisor

An experienced, knowledgeable, and friendly Advisor working just for you.

Contractor Types

PAYE through an Umbrella Company, through your own Limited Company, self employed status.

Bespoke Mortgages

Through established lender contacts and relations an Advisor will help you secure the best deal for your circumstances.

Why choose The Mortgage Squad?

YOU WILL DEAL WITH AN ADVISOR WHO UNDERSTANDS EXACTLY WHICH LENDERS TO APPROACH AND HOW TO BEST POSITION YOUR CIRCUMSTANCES TO THEM

Whether you are PAYE through an Umbrella Company or contracting through your own Limited Company, a specialist Mortgage Advisor with the right knowledge and contacts can make the difference between you getting a mortgage or not whilst also ensuring you obtain the best interest rate available to you.

Have you been told any of the following when trying to obtain a mortgage

The Mortgage Squad are here to help you

You do not have 2-3 years of finalised Limited Company Accounts / SA302’s / Tax Calculations and Overviews?

Your Limited Company Accounts / SA302’s / Tax Calculations and Overviews do not show sufficient income to support the level of borrowing you are after?

You have not been working on a PAYE contract for long enough or there is not at least 6 months remaining on your PAYE contract?

You have not been contracting for 12 months?

There is not enough time remaining on your contract?

RELAX & LET THE MORTGAGE SQUAD TAKE THE STRESS OUT OF YOUR CONTRACTOR MORTGAGE APPLICATION.

Believe it or not, a lot of lenders, Banks and Building Societies do
have Contractor Mortgage criteria, lenders like Halifax, Scottish
Widows, Virgin Money, Clydesdale Bank, Skipton Building Society,
Barclays Bank, Nationwide, Natwest, Accord Mortgages and many
more. The problem is when you go into a branch or speak to one of
these lenders directly, their own in house Advisors do not really
understand contractors in the way The Mortgage Squad do. This is
why going through a specialist Contractor Mortgage Advisor is the
key to ensuring the application is positioned in the right way and
sent to the right people at the lender to assess your circumstances
in the correct way, making it a smooth and seamless process.

Inside and Outside IR35

Whether you are working inside or outside IR35, The Mortgage
Squad know how to help secure the mortgage funding you need.

These days contractors can access the same rates in the market as everyone else, and rates will depend on factors such as deposit size, income, period of borrowing, type of mortgage and whether you are a first time buyer.

The Mortgage Squad

We get great customer reviews

Thank you for sorting all of this out so efficiently. I only wish I had known about your company a few years ago.

I really can’t thank you enough, you’ve just been completely amazing, and I’ll recommend you to anyone who asks.

Thank you so much for all your help, we really appreciate it. We love the house!

Thanks for all your help, it has been very much appreciated.

Really appreciate the fantastic service I’ve received from your firm. Looking forward to working with you again when my new fixed rate comes up for renewal.